Frequently Asked Questions
You Have Questions - We Have Answers Commercial Truck Financing Experts
At TopMark Funding, we pride ourselves on being a long-term financial partner for our clients. We work to understand the current and future needs of your business because we care about ensuring your long-term growth and stability. Having a financial partner that you can rely on to handle the important tasks of advising, planning, and structuring your business financing is a valuable resource. Apply Today and let us show you the value of working with a financial partner that cares about the success of your business.
Frequently Asked Questions
There are many factors to determine when it comes to the length of time you should or can finance a semi truck. We have programs that are from 12 to 72 months. For more information to see what is the best term for you, please call one of our finance specialist can help with find the best deal for you. (866) 627-6644
You’re in luck! Whether you have good credit or bad credit, TopMark Funding® has a truck financing program that will fit your needs and budget. Apply today for a no-obligation quote. No hard inquiries or negative impact on your credit score. Feel free to call and we can get the process started for you and answer any more questions you may have. (866) 627-6644
Rates vary due to many factors, including, but not limited to: your business’s strengths, your credit profile, industry, equipment type, funding type, current market trends, etc. Rates can also fluctuate depending on market conditions. Our extensive network of funding partners allows TopMark Funding the ability to provide the most competitive terms, rates, and payments available in the marketplace today, for many industries. Rates start at around 4.9% to 6.9%, assuming very strong credit and a very qualified borrower.
We also provide very transparent equipment financing with a fixed monthly payment and working capital with a fixed payback amount, where the total finance charges are known upfront. With this method of financing, you can easily determine the rate of return from the equipment finance or working capital product.
Well, that all depends on the semi truck. The best way to find out how much it cost to lease a semi truck is to apply today for a free quote or give one of our truck finance specialists a call at (866) 627-6644.
Typically most transactions are completed within 24 hours of receiving the signed documents. Our business hours are Monday through Friday 7:30am PST to 4:00pm PST (10:30am EST to 7:00pm EST). Please submit your signed documents during these times and days to recieve a faster turn around. The sooner you get the doc’s in the sooner you get funded!
It’s easy when you deal with TopMark Funding®. We specialize in semi truck financing. We have many truck financing programs for great credit, bad credit, semi truck loans, semi truck lease, you name it we got it. Apply today for a free no-obligation quote. No hard inquires or negatve impact to your credit score. Or give us a call and a semi truck finance specialist will be glad to help. (866) 627-6644
We offer short and medium term unsecured business loans. We also offer merchant cash advance loans and lines of credit, for qualified borrowers.
Learn more about our unsecured business loan here.
Unfortunately not. We’re only the finance company for semi trucks, commercial vehicles, heavy equipment, business loans, and whole lot more. If you’re in the market for a new or used semi truck or heavy equipment we can help get you the best rate, term, and monthly payment that will fit your budget.
With equipment finance we offer monthly, quarterly, and annual payments.
With unsecured business loans, daily, weekly, and monthly payment options are available.
We have a simple 4 step process:
Step 1: Get a no risk, no obligation quote by applying online.
Step 2: Work with your assigned Business Funding Advisor to select a solution that meets your business’s objective best.
Step 3: Review and sign contract documents. In most cases, contract documents can be reviewed and signed electronically.
Step 4: Fund your transaction. You will be assigned a Funding Coordinator that will work with you to fund your transaction efficiently. Most transactions are completed within 24 hours of signed documents being received.
We offer both! TopMark Funding offers a variety of finance solutions depending on what your needs are and what you qualify for. We offer lease financing, traditional equipment financing, working capital loans, business loans, lines of credit, and more.
It is up to you —- we finance both, new or used equipment. We also offer funding to private party sales as well as dealer or vendor sales.
Yes! Our experienced Business Funding Advisers and internal underwriters take time to understand, not only your credit profile, but your industry experience, time in business, your business’s strategic advantages, and other factors that have direct impact on your business’s success. We are able to offer very profitable solutions to challenged credit customers.
This varies. For equipment finance we have solutions that start with as little as one payment upfront. Most unsecured business loans have $0 upfront/out of pocket costs.
Absolutely! We work with a very extensive network of funding partners that are leaders in both the equipment finance sectors and working capital and business loan sectors. Our team’s 50+ year knowledge-base of business funding allows for us to offer the most cutting edge and the most competitive finance and lease solutions available.
No. We are a financial service company and 3rd party originator. This means, with one application, many times, we have the ability to bring to the table for you, several different solutions for you to choose from.
Not at all. We have solutions that are not offered, at all, to businesses directly and other solutions where there may be no difference in costs if you were to go to the lender, directly. Furthermore, we are able to provide free Funding Advisory to you, whether you choose to move forward with TopMark Funding® or not.
We can fund $5,000 to $1 million. We also go up to $250,000, application only for qualified applicants.
First, we want to help business grow by providing excellent finance and leasing solutions. If we can not accomplish this, we do not want to move forward with a finance transaction.
We are great at what we do and we have the most competitive solutions available in the marketplace today. Our programs are constantly getting updated to meet the ever-changing needs of U.S. small and medium sized businesses.
Exhibiting integrity throughout our entire advisory and sales process is important to us. Transparency and honesty are also very vital to us, as we know they are vital to you and are fundamental to building solid, long-term relationships.
Long-term relationships are valued more so over short-term objectives. We provide free funding advisory services even when we know we may not be a fit for every customer.
Need Truck Financing? We Can Help! #1 Rated Truck Financing Solutions
At TopMark Funding we offer several truck financing programs that will fit your budget and help add profit to your bottom line. The commercial trucking business has unique financing requirements when it comes to loans or leasing trucks, we get it! We have 20 plus years of truck leasing experience. We live and breathe commercial truck financing.
Deciding whether to get a truck lease, traditional dump truck loan. Having a partner like TopMark Funding that understands the commercial trucking industry and all that comes with like titling, registration, insurance, warranties, etc… is crucial to your success and growth in the commercial trucking industry.
We have a proven track record of helping owner-operators, fleet owners, and trucking companies grow by offering great funding solutions. We utilize our vast expertise in the commercial truck financing industry to get you the monthly payments you can afford. Getting you on the road, increasing cash flow, and adding more profit to the bottom line.
Apply today for a free no-obligation truck lease quote. Our application process is straight forward, fast, and easy. Don’t worry we do a soft inquiry on your credit. No hard inquiries and no negative impact to your personal or business credit score.
Get a Free no-obligation quote. Get pre-approved in minutes. Click the “Get Started Today” button!
Top Rated Truck Financing Company What Our Customers Are Saying
At TopMark Funding your satisfaction is our top priority. With decades of commercial trucking experience we know how important it is to deliver a great customer experience. We promise to get you a great truck financing deal funded as quick as possible. Check out our reviews from our amazing customers.
Our Process is Quick & Easy! Get Pre-Approved Today
Making smart choices with semi-truck financing is critical to any trucking company working in logistics. Having up-to-date equipment to maximize efficiency and stay in compliance with the ever-changing regulations is important to a company’s growth and sustainability. We’ve made the funding process quick and easy so you can get funded fast and on the road with your new truck.
1. Apply Online: Click the “Get Pre-Approved Today” button. Fill out the contact form and one of our truck funding specialists will call you ASAP! Or for immediate assistance give us a call at (866) 627-6644
2. Select a Solution: A truck funding specialist will contact you to go over your funding and business needs. We want to understand your needs to better help us find the best solution that meets your objectives.
3. Review Documents: Once we have determined the best truck finance solution for you and your business, documents are generated and then emailed for review and signature. An electronic signature is acceptable on most documents.
4. Get Funded: After the signed contract is returned, we’ll process your documents. Most transactions fund within 1 to 3 days. Fast turn around to get you the truck you want up and running.
Get Pre-Approved – Click the Get Pre-Approve Button Below to get started today. Get pre-approved in minutes. We do a soft credit pull, NO hard inquiries (unlike out competitors) and guaranteed not to hurt your business or personal credit score.