Blog - TopMarkFunding

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Finance & Leasing Information
0 admin •2018

Semi-Truck Financing: The First Steps

So your business has reached that point - you need semi-trucks! Things are looking good, and business is really starting to ramp up. But sometimes that means you need a truck with a ramp. But how Can Semi-Truck Financing help me? You may be excited, but you also probably have a lot of questions. How do you finance a semi truck at all? What are the risks, and how do you make sure it’s credible? You want to make the best decisions possible for your growing business. Here’s how finding semi-truc...
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Business
0 admin •2018

New Or Used Equipment? A Business Guide.

The Big Question: Do I Buy New Or Used Equipment? When it comes to decisions for your business, you always want to make the most financially sound decision possible. Purchasing large equipment such as semi trucks can be an overwhelming decision unless you do your research. When you know exactly what to buy and have taken your time to investigate which option is best for you, it takes a huge weight off your shoulders. So, should you buy new or used equipment?   The Cons of Buying Us...
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Finance & Leasing Information
0 admin •2018

Financing Heavy Equipment: A Beginners Guide

So it’s come to the point where you need to look into financing heavy equipment. Great! That means your company is growing. But the process can be a bit confusing for those initially. Where do you even begin?   Financing Heavy Equipment: Getting Started   The first thing that you want to do is get a quote. Once you get a quote, you’ll be able to get a better idea of what quality and quantity of equipment you will be able to set your goals toward. Now, going out to different ...
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Business
0 admin •2018

So, What Is A Section 179 Tax Deduction?

Tax Deductions? Yes please! There are few things in life that people agree on; the fact that taxes elicit a general feeling of “blahhh” is one of them. But then, most people would all agree that they love their tax return. And what about tax deductions? Those aren’t too shabby, either. If you’re a small business, Section 179 deductions on your taxes is something most can agree they like. So, what is a Section 179 Deduction? Section 179 of the IRS code gives businesses that ability to dedu...
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Finance & Leasing Information
0 admin •2018

How To Lose a Deal in 10 Ways – The Truth About What Affects Your Commercial Financing Options.

Diving head first into the world of commercial financing is something I would compared to jumping off a cliff into a body of water. Before you jump, there are quite a few things you’ll want to check on, right? How deep is the water? How many feet have you put between yourself and the surface? What is the temperature like? Are there any visible rocks or obstacles below you? When you jump, will you be able to position yourself correctly to prevent an embarrassing metaphorical belly flop? You ne...
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Finance & Leasing Information
0 admin •2018

Is semi truck financing better than paying cash?

We all know the phrase, “Never buy with credit what you can buy with cash” or “Cash is king”. This may seem like a good idea in theory, but it may not be the right choice for your business. Commercial equipment and heavy equipment is expensive, specifically semi trucks. There is a reason that 78% of all businesses finance their equipment in some shape or form. That cash is more valuable in your pocket instead of tying it up in a piece of equipment when Semi Truck Financing is available and here’...
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Unsecured Business Loans
2 admin •2017

Unsecured Business Loans: When They Make Sense.

Cash is king.  Cash is king.  Cash is king.  This expression, some say a favorite expression of self-made billionaire Alex Spanos, can not be understated nor can it likely be disputed by anyone that has ever been responsible for running a business.  This blog is going to discuss the consequences of businesses having a lack of cash and in what circumstances using unsecured business loans can bring more revenue and profit to your business. We know you are busy running a business, if you don't h...
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Finance & Leasing Information
2 admin •2017

Leasing vs Purchasing Business Equipment

"Should I lease the equipment my business needs or purchase it?"  This is THE question that all business owners ask themselves at least at one point in time, inevitably.  Just like with all business decisions there are trade-offs that come with every decision and that decision’s consequences.  At the end of the day every business owner, CFO, or executive is ultimately just trying to maximize profit, right?  There are definitive pros and cons of leasing versus purchasing business business equipme...
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