All companies, big and small, go through periods and events that require cash on hand to purchase more raw materials, recruit talent, market their products, get them through a high payroll period, handle an unexpected maintenance issue, or just take care of everyday business expenses needed to sustain and grow.
Over 70% of all small businesses apply for business loans at one point or another.
40% get turned down by their local bank due to credit concerns, limited time in business, industry type, and more.
At TopMark Funding, we are different. We have a 90% approval rate.
In addition to having a higher approval rate than tradition banks, TopMark has cost-effective business loans with flexible terms. With our Business Loans, Working Capital, or Merchant Cash Advances we have no minimum FICO score and only require about 6 months to 1 year of time in business. We also have solutions for almost all industries!
If you need a quick cash injection (Short-Term Business Loan) to get you through an unplanned business expense or a open Line of Credit to be your longer term capital solution for growth, we have the product for you at profitable terms that work for your business.
Business Loan Products Available:
Programs at a Glance:
Process at a Glance:
1.) Apply Online | Consult with a Business Funding Advisor to learn about your business’s needs.
2.) Select a Solution | Your Business Funding Advisor will work to understand your needs and find the best solutions that meet your objectives. Once a solution has been identified, an approval will be secured.
3.) Review Documents | Documents will be generated and emailed to you for review and signature. Most documents can be signed electronically.
4.) Get Funded | Most Transactions fund with 24 hours of signed contract document being returned.