All companies, big and small, go through periods and events that require cash on hand. Whether it’s to purchase more raw materials, recruit talent, market their products, get them through a high payroll period, handle an unexpected maintenance issue, or just take care of everyday business expenses needed to sustain and grow… There are many situations a business may find themselves in that requires fast cash on hand.
Due to those factors, over 70% of all small businesses apply for business loans at one point or another.
Unfortunately, 40% get turned down by their local bank. This is due to credit concerns, limited time in business, industry type, and more.
At TopMark Funding, we are different. We have a 90% approval rate.
In addition to having a higher approval rate than tradition banks, TopMark has cost-effective business loans with flexible terms. With our Business Loans, Working Capital, or Merchant Cash Advances we have no minimum FICO score. We also only require about 6 months to 1 year of time in business. We here at TopMark have solutions for almost all industries!
If you need a quick cash (Short-Term Business Loan) to get you through an unplanned business expense or a open Line of Credit to be your longer term capital solution for growth, we have the product for you at profitable terms that work for your business.
1.) Apply Online | Consult with a Business Funding Advisor to learn about your business’s needs.
2.) Select a Solution | Your Business Funding Advisor will work to understand your needs and find the best solutions that meet your objectives. Once a solution has been identified, an approval will be secured.
3.) Review Documents | Documents will be generated and emailed to you for review and signature. Electronic signatures available on most documents.
4.) Get Funded | Most Transactions fund with 24 hours of signed contract document being returned.