Finance & Leasing Information Archives – TopMarkFunding Archive -

Finance & Leasing Information


Finance & Leasing Information
0 admin •2019

Working Capital: How To Optimize Your Funds

Working capital It’s the capital in your business that’s used for day to day operations. It’s a measure of the efficiency of the company and its financial health in the short term. In other words, it your companies assets minus your company’s current liabilities. Yes, working capital is very important. So how do you keep your working capital...well, working? Eliminate Waste Take a careful look at the spending across areas of your business. You could be spending too much money on repairs of yo...
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Finance & Leasing Information
1 admin •2019

A Short Term Business Loan Could Be the Answer

Business loans. What kind of associations do you make when you think of them? Five years, ten years of contract, or one that you feel like you're going to be paying back for as long as you live. What would a short term business loan mean for you? These are loans that last from three months to about 24 months. They're more flexible, and less daunting for the long run of your business. Focusing on specific loan type and customizing them to what best fits your business needs can help move your b...
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Finance & Leasing Information
0 admin •2018

The Biggest Equipment Loan Myths You May Believe

Equipment Loan Myths Busted: There’s a lot of information out there. That might be an understatement. But when it comes to getting the equipment loans your business needs, you want to get right to the heart of the matter. It's time to sort through all these equipment loan myths and tales. You might think you know a lot about what it’s like to get an equipment loan. But what you think you know could actually not be true. And it might be holding you back. The truth is, the process might not...
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Finance & Leasing Information
0 admin •2018

Construction Equipment Leasing 101: The Benefits

Bulldozers. Dumpers. Concrete pumps. Forklifts, excavators, backhoes, loaders,  jackhammers. This is just a short list of things business owners in the construction field may need. All that equipment can get expensive... And if you own your own business, there’s a lot of factors for you to consider when it comes to getting the equipment that you need. Is construction equipment leasing right for you? What are the benefits of a heavy equipment lease? Maybe you need new equipment, but are lookin...
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Finance & Leasing Information
1 admin •2018

6 Equipment Leasing and Financing Tips

6 Equipment Leasing and Financing Tips Whether you decide to lease or finance your equipment, you need the funds to do it. While it’s exciting that your company needs new equipment, you might be dreading the process. What are the steps you should take? What are the equipment leasing and financing tips and tricks you need to be aware of? 1. Review Your Credit Of all the things to prepare yourself, knowing your credit profile is at the top of our equipment leasing and financing tips we can ...
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Finance & Leasing Information
1 admin •2018

Semi-Truck Financing: The First Steps

So your business has reached that point - you need semi-trucks! Things are looking good, and business is really starting to ramp up. But sometimes that means you need a truck with a ramp. So how Can Semi-Truck Financing help me? You may be excited, but you also probably have a lot of questions. How do you finance a semi truck at all? What are the risks, and how do you make sure it’s credible? You want to make the best decisions possible for your growing business. Here’s how finding semi-truck...
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Finance & Leasing Information
0 admin •2018

Financing Heavy Equipment: A Beginners Guide

So it’s come to the point where you need to look into financing heavy equipment. Great! That means your company is growing. But the process can be a bit confusing for those initially. Where do you even begin?   Financing Heavy Equipment: Getting Started   The first thing that you want to do is get a quote. Once you get a quote, you’ll be able to get a better idea of what quality and quantity of equipment you will be able to set your goals toward. Now, going out to different ...
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Finance & Leasing Information
0 admin •2018

How To Lose a Deal in 10 Ways – The Truth About What Affects Your Commercial Financing Options.

Diving head first into the world of commercial financing is something that can be compared to jumping off a cliff into a body of water. Before you jump, there are quite a few things you’ll want to check on, right? How deep is the water? How many feet have you put between yourself and the surface? What is the temperature like? Are there any visible rocks or obstacles below you? When you jump, will you be able to position yourself correctly to prevent an embarrassing metaphorical belly flop? Yo...
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Finance & Leasing Information
0 admin •2018

Is semi truck financing better than paying cash?

We all know the phrase, “Never buy with credit what you can buy with cash” or “Cash is king”. This may seem like a good idea in theory, but it may not be the right choice for your business. Commercial equipment and heavy equipment is expensive, specifically semi trucks. There is a reason that 78% of all businesses finance their equipment in some shape or form. That cash is more valuable in your pocket instead of tying it up in a piece of equipment when Semi Truck Financing is available and here’...
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Finance & Leasing Information
2 admin •2017

Leasing vs Purchasing Business Equipment

"Should I lease the equipment my business needs or purchase it?"  This is THE question that all business owners ask themselves at least at one point in time, inevitably.  Just like with all business decisions there are trade-offs that come with every decision and that decision’s consequences.  At the end of the day every business owner, CFO, or executive is ultimately just trying to maximize profit, right?  There are definitive pros and cons of leasing versus purchasing business business equipme...
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