At TopMark Funding® we get it and we have flexible and affordable Working Capital Solutions, Lines of Credit, and Merchant Cash Advance solutions.
All companies, big and small, go through periods and events that require cash on hand. Whether it’s to purchase more raw materials, recruit talent, market their products, get them through a high payroll period, handle an unexpected maintenance issue, or just take care of everyday business expenses needed to sustain and grow… There are many situations a business may find themselves in that require fast cash on hand.
Due to those factors, over 70% of all small businesses apply for working capital at one point or another.
Unfortunately, 40% get turned down by their local bank. This is due to credit concerns, limited time in business, industry type, and more.
At TopMark Funding, we are different. We have a 90% approval rate.
In addition to having a higher approval rate than tradition banks, TopMark has cost-effective working capital with flexible terms. With our Working Capital or Merchant Cash Advances, we have no minimum FICO score. We also only require about 6 months to 1 year of time in business. We here at TopMark have solutions for almost all industries!
If you need quick cash to get you through an unplanned business expense or an open line of credit to be your long term capital solution for growth, we have the product for you at profitable terms that work for your business.
1.) Apply Online – Consult with a Business Funding Advisor to learn about your business’s needs.
2.) Select a Solution – Your Business Funding Advisor will work to understand your needs and find the best solutions that meet your objectives. Once a solution has been identified, an approval will be secured.
3.) Review Documents – Documents will be generated and emailed to you for review and signature. Electronic signatures are available on most documents.
4.) Get Funded – Most Transactions fund with 24 hours of signed contract document being returned.